Credit Card
African Payment Solutions is a leading provider of credit card acquiring in Africa. We are linked to the most popular pan-African card brands so that African consumers can buy and pay with their favourite card in the currency of their choice.
Benefits of accepting credit card payments
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With African Payment Solutions you can accept Visa™, MasterCard®, American Express™, Diners™ and China Unionpay cards securely online
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Our secure and reliable systems have you open for business 24/7
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Credit card transactions are simply and securely acquired for you
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Our fraud management and payment security system screens transactions
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View your transaction history & process refunds through our user-friendly back office
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We are a pioneer and leader in online acceptance of credit cards in African countries
How e-Commerce credit card payments work
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Cardholder clicks to pay on the merchant's site
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Cardholder is directed to a payment page to enter credit card details
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Cardholder is then directed to a 3D Secure page
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Cardholder enters 3D Secure authentication details
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Should the cardholder not be registered for 3D Secure the cardholder will be redirected to the issuing bank to register for 3D Secure
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If authentication is correct, the transaction is sent for authorisation
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Once authorised, the merchant's website is advised of the result