Credit Card

African Payment Solutions is a leading provider of credit card acquiring in Africa. We are linked to the most popular pan-African card brands so that African consumers can buy and pay with their favourite card in the currency of their choice.

Benefits of accepting credit card payments

  • With African Payment Solutions you can accept Visa™, MasterCard®, American Express™, Diners™ and China Unionpay cards securely online
  • Our secure and reliable systems have you open for business 24/7
  • Credit card transactions are simply and securely acquired for you
  • Our fraud management and payment security system screens transactions
  • View your transaction history & process refunds through our user-friendly back office
  • We are a pioneer and leader in online acceptance of credit cards in African countries

How e-Commerce credit card payments work

  • Cardholder clicks to pay on the merchant's site
  • Cardholder is directed to a payment page to enter credit card details
  • Cardholder is then directed to a 3D Secure page
  • Cardholder enters 3D Secure authentication details
  • Should the cardholder not be registered for 3D Secure the cardholder will be redirected to the issuing bank to register for 3D Secure
  • If authentication is correct, the transaction is sent for authorisation
  • Once authorised, the merchant's website is advised of the result