Credit Cards
African Payment Solutions is a leading provider of credit card acquiring in Africa. We are linked to the most popular pan-African card brands so that African consumers can buy and pay with their favourite card in the currency of their choice.
Benefits of accepting credit card payments
- With African Payment Solutions you can accept Visa™ and MasterCard® securely online
- Our secure and reliable systems have you open for business 24/7
- Credit card transactions are simply and securely acquired for you
- Our fraud management and payment security system screens transactions
- View your transaction history & process refunds through our user-friendly back office
- We are a pioneer and leader in online acceptance of credit cards in African countries
We offer a secure, efficient, and cost-effective solution that simplifies the payment process, allowing you to focus on growing your business. With our advanced technology, you can provide your customers with a smooth checkout experience while ensuring their sensitive information is protected.
How e-Commerce credit card payments work
- Cardholder clicks to pay on the merchant’s site
- Cardholder is directed to a payment page to enter credit card details
- Cardholder is then directed to a 3D Secure page
- Cardholder enters 3D Secure authentication details
- Should the cardholder not be registered for 3D Secure the cardholder will be redirected to the issuing bank to register for 3D Secure
- If authentication is correct, the transaction is sent for authorisation
- Once authorised, the merchant’s website is advised of the result