by Robin Philip Robin Philip No Comments

Accepting Bitcoin at Checkout Without the Fiat Volatility

Looking to capture the crypto-native consumer market?

African Payment Solutions features an innovative Bitcoin checkout option that eliminates merchant risk.

When a customer pays via Bitcoin QR code, the APS engine instantly processes a cross-exchange settlement, paying the merchant out directly in their local Fiat currency (ZAR).

  • No Volatility Risk: Crypto is converted instantly to Fiat.
  • Tap into New Markets: Attract Web3 users globally.
  • Seamless Settlement: Settles into your bank account exactly like a card transaction.

Start accepting crypto safely.

Email us on info@africanpaymentsolutions.com

by Robin Philip Robin Philip No Comments

Boosting Checkout Conversions with Google Pay

Typing out 16-digit card numbers is a leading cause of mobile cart abandonment. African Payment Solutions is rolling out digital wallets like Google Pay, Apple Pay and Samsung Pay enabling customers to complete transactions with a single click or biometric scan.

  • Frictionless Checkout: Eliminates manual data entry.
  • Mobile Optimized: Perfect for consumers shopping on mobile.
  • Security: Leverages device-level biometric authentication.

Modernize your checkout experience.

Email us on info@africanpaymentsolutions.com

by Robin Philip Robin Philip No Comments

The Rise of Instant EFTs: Integrating Ozow and Capitec Pay

Credit cards are no longer the only way to get paid online in South Africa. Instant EFT methods are highly popular, with higher usage than credit cards in certain demographics and verticals.

African Payment Solutions is integrated with leading banks and Instant EFT providers, like Ozow, allowing customers to pay directly from their bank accounts securely.

  • Higher Conversions: Meets local consumer demand for bank-to-bank transfers.
  • Lower Fraud: Instant EFTs have a lower risk of traditional card chargebacks.
  • Seamless Integration: Access Instant EFT alongside card payments through a single API.

Diversify your checkout options.

Email us on info@africanpaymentsolutions.com

by Robin Philip Robin Philip No Comments

Bring Your Own MID (BYO-MID) vs. Aggregator Payment Models

Merchants often overpay for processing because they are forced into rigid aggregator models. African Payment Solutions offers flexibility: startups can use our PayFac aggregator for quick onboarding, while larger enterprises can bring their own Merchant ID (MID) from banks like ABSA to secure wholesale acquiring rates.

  • Aggregator Model: Fast onboarding with pooled risk management.
  • BYO-MID: Connect your own bank account to pay a flat switching fee and keep your low bank rates.
  • Flexibility: Transition seamlessly from aggregator to your own MID as you grow.

Optimize your processing fees today.

Email us on info@africanpaymentsolutions.com

by Robin Philip Robin Philip No Comments

Handling High-Volume and Micro-Transactions for Smart Utilities

Processing micro-transactions, such as prepaid electricity or smart water metering, requires a specific payment gateway configuration to remain profitable. African Payment Solutions processes millions of Rands monthly for major utility providers by offering ultra-low switching costs.

  • Volume Capabilities: Proven capability handling bulk micro-transactions for municipalities and smart estates.
  • Cost Efficiency: Highly competitive processing and switching fees for processing only or BYO-MID
  • Automated Reconciliations: Seamless integration into utility management software.

Need a gateway that handles high volumes affordably?

Email us on info@africanpaymentsolutions.com